There are three types of insurance relevant here; public liability (if a visitor breaks their leg tripping over a wire), employee liability (your volunteers are legally ’employees’ and if they are hurt, you may be liable), product liability (if you fix a toaster and it burns someone’s house down). Some venues will allow you to share their insurance liability, but some won’t. So, we would recommend buying public, employee and product liability insurance, however, we can provide you with cover under the Repair Cafe Wales insurance policy for a small fee.
